A picture is worth a thousand words and recording videos of crazy, fun things that happen on the road is incredibly fun. However, this is not the primary purpose of dash cameras. They may be great entertainment devices, but that is not all they’re for. Dash cams can help you out in a sticky situation involving your vehicle.
Dash Cameras, Insurance and The Law
Let’s face it – the insurance business is not the most ethical type of business there is. While everyone should have some type of insurance, these companies often try to find ways not to pay out when they’re supposed to. On top of that, even if they’re not trying to do that, they don’t have to take your word for what happened and, frankly, probably shouldn’t. In some countries, like Russia, insurance fraud is unfortunately very prevalent and this is the primary reason why the best dash cam footage we find online is from that country – everyone and their brother in Russia owns a dash camera to protect themselves from insurance fraud.
This is one of the main reasons these devices have become so popular in the Western world too. More and more people nowadays are installing these cameras just in case they get into a collision. And in case they do – they have real proof to back up their story. Most insurance companies are taking notice and accepting dash cam footage as actual proof. This has made their job a lot easier and, in return, this fact has also made everything easier for actual victims or people involved in a collision. The damage on your vehicle does indeed tell a story, but that sort of information cab be interpreted in a thousand different ways and you might end up getting short changed in the end, which is never fun, especially if you’re struggling with money and every penny that you save is valuable.
On the other hand, footage from dash cameras is useful in court. Although dash cam footage still hasn’t been entirely regulated by the law, in some countries, the fact that you have the chance to present indisputable evidence to the court might help the judge make up their mind about who is at fault. Thanks to different properties of these cameras they can also serve as GPS devices or even record footage while your car is parked. Needless to say, this can come in handy (especially if you own a so called stealth dash cam – one that is not noticeable from outside the vehicle) in case you have reason to believe someone is messing with your vehicle, attempting to vandalize or steal it.
In conclusion, if you want to stay safe and if you want to make sure you get reimbursed in case of a collision or something a dash cam is the best possible investment you can make. Instead of thinking whether or not you should buy one, think how much money you will save if you get into an accident or if your car gets damaged. Even if you don’t get into these dangerous situations, it’s always fun to have footage from a nice road trip.